Ann Arbor vs Saginaw: Clinical and Counseling Psychologist Salary (2026)
Compare clinical and counseling psychologist salaries between Ann Arbor, MI and Saginaw, MI. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Ann Arbor, MI | Saginaw, MI |
|---|---|---|
| Median Salary | $82,257 | $99,343▲ |
| Hourly Rate | $39.55 | $47.76▲ |
| Entry Level (P10) | $43,640 | $63,090▲ |
| 25th Percentile | $69,941 | $76,414▲ |
| 75th Percentile | $114,958▲ | $110,534 |
| Top Earner (P90) | $128,565▲ | $123,543 |
| Total Employed | 170▲ | 40 |
Verdict
Ann Arbor and Saginaw are closely matched on overall clinical and counseling psychologist compensation, each winning on different metrics.
The salary gap between Ann Arbor and Saginaw is $17,086 (20.77%). Saginaw's median is -6.00% compared to the US national median of $105,689.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Ann Arbor spans $84,925,Saginaw spans $60,453. Ann Arbor has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Saginaw ($109,299 effective) pays 34.04% more than Ann Arbor ($81,539 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Ann Arbor if…
- ✓Better top-earner potential ($128,565)
- ✓Larger job market (170 employed)
- ✓You prefer the Michigan area and lifestyle
Choose Saginaw if…
- ✓Higher median salary ($99,343/year)
- ✓Better purchasing power (CoL-adjusted: $109,299)
- ✓You prefer the Michigan area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, clinical and counseling psychologist salaries in Ann Arbor grew -1.9% from 2021 to 2025, compared to 26.3% growth in Saginaw over the same period.
Ann Arbor, MI
$79,760 (2021) → $78,280 (2025)
Saginaw, MI
$74,840 (2021) → $94,540 (2025)
View Full Salary Data
Ann Arbor, MI
Saginaw, MI
Frequently Asked Questions
Which city pays clinical and counseling psychologists more: Ann Arbor or Saginaw?
What is the hourly rate difference between Ann Arbor and Saginaw?
Should I relocate from Ann Arbor to Saginaw as a clinical and counseling psychologist?
What do entry-level clinical and counseling psychologists earn in Ann Arbor vs Saginaw?
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Written by Maria Gonzalez, PhD, LPC
Career Analyst
Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 5.08% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov