Psychologist Pay

Germantown vs Hagerstown: Clinical and Counseling Psychologist Salary (2026)

Compare clinical and counseling psychologist salaries between Germantown, MD and Hagerstown, MD. All figures are 2026 estimates projected from BLS 2025 data.

Germantown, MD
$116,280
$55.90/hr
Hagerstown, MD
$93,153
$44.79/hr

Side-by-Side Comparison

MetricGermantown, MDHagerstown, MD
Median Salary$116,280$93,153
Hourly Rate$55.90$44.79
Entry Level (P10)$67,442$58,015
25th Percentile$83,721$68,281
75th Percentile$148,840$133,483
Top Earner (P90)$180,234$214,689
Total Employed2270
Side-by-side bar chart comparing Germantown ($116,280) and Hagerstown ($93,153) clinical and counseling psychologist salaries.GermantownHagerstownMedian Salary$116,280$93,153Entry Level (P10)$67,442$58,015Top Earner (P90)$180,234$214,689US Median $105,689

Verdict

Germantown and Hagerstown are closely matched on overall clinical and counseling psychologist compensation, each winning on different metrics.

The salary gap between Germantown and Hagerstown is $23,127 (24.83%). Germantown's median is +10.02% compared to the US national median of $105,689.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Germantown spans $112,792,Hagerstown spans $156,674. Hagerstown has a wider pay range, suggesting more variation in pay between entry-level and experienced clinical and counseling psychologists.

Germantown
P10 (Entry)$67,442
P25$83,721
Median$116,280
P75$148,840
P90 (Top)$180,234
Hagerstown
P10 (Entry)$58,015
P25$68,281
Median$93,153
P75$133,483
P90 (Top)$214,689

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Germantown ($106,386 effective) pays 7.55% more than Hagerstown ($98,919 effective).

Germantown
Nominal: $116,280
CoL Index: 109.3
Adjusted: $106,386
Hagerstown
Nominal: $93,153
CoL Index: 94.171
Adjusted: $98,919

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Germantown if…

  • Higher median salary ($116,280/year)
  • Better purchasing power (CoL-adjusted: $106,386)
  • You prefer the Maryland area and lifestyle

Choose Hagerstown if…

  • Better top-earner potential ($214,689)
  • Larger job market (70 employed)
  • You prefer the Maryland area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, clinical and counseling psychologist salaries in Germantown grew -4.5% from 2024 to 2025, compared to 37.9% growth in Hagerstown over the same period.

Germantown, MD

+-4.5%

$115,907 (2024) → $110,659 (2025)

Hagerstown, MD

+37.9%

$64,290 (2021) → $88,650 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays clinical and counseling psychologists more: Germantown or Hagerstown?

Germantown has a higher median clinical and counseling psychologist salary at $116,280/year, compared to Hagerstown at $93,153/year — a difference of $23,127 (24.83%).

What is the hourly rate difference between Germantown and Hagerstown?

Germantown clinical and counseling psychologists earn $55.90/hr while Hagerstown hygienists earn $44.79/hr (2026 est.).

Should I relocate from Germantown to Hagerstown as a clinical and counseling psychologist?

Consider more than just salary when comparing Germantown and Hagerstown. Factor in cost of living (CoL-adjusted: Germantown = $106,386, Hagerstown = $98,919), job availability (22 vs 70 employed), commute, and career growth potential.

What do entry-level clinical and counseling psychologists earn in Germantown vs Hagerstown?

Entry-level (10th percentile) clinical and counseling psychologists earn $67,442 in Germantown and $58,015 in Hagerstown. The Germantown area offers higher starting salaries.
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Written by Maria Gonzalez, PhD, LPC

Career Analyst

Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.

Clinically reviewed by James Wu, PsyD, LCSWData verified by Fatima Khan, PhD, LCPC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 5.08% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov