Psychologist Pay

Jacksonville vs Panama City: Clinical and Counseling Psychologist Salary (2026)

Compare clinical and counseling psychologist salaries between Jacksonville, FL and Panama City, FL. All figures are 2026 estimates projected from BLS 2025 data.

Jacksonville, FL
$109,472
$52.63/hr
Panama City, FL
$92,138
$44.30/hr

Side-by-Side Comparison

MetricJacksonville, FLPanama City, FL
Median Salary$109,472$92,138
Hourly Rate$52.63$44.30
Entry Level (P10)$59,265$53,441
25th Percentile$75,374$67,372
75th Percentile$163,011$117,938
Top Earner (P90)$182,944$142,814
Total Employed1908
Side-by-side bar chart comparing Jacksonville ($109,472) and Panama City ($92,138) clinical and counseling psychologist salaries.JacksonvillePanama CityMedian Salary$109,472$92,138Entry Level (P10)$59,265$53,441Top Earner (P90)$182,944$142,814US Median $105,689

Verdict

Jacksonville, FL offers better overall compensation for clinical and counseling psychologists, winning 4 out of 4 metrics compared to Panama City.

The salary gap between Jacksonville and Panama City is $17,334 (18.81%). Jacksonville's median is +3.58% compared to the US national median of $105,689.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Jacksonville spans $123,679,Panama City spans $89,373. Jacksonville has a wider pay range, meaning more potential for high earners but also more variation.

Jacksonville
P10 (Entry)$59,265
P25$75,374
Median$109,472
P75$163,011
P90 (Top)$182,944
Panama City
P10 (Entry)$53,441
P25$67,372
Median$92,138
P75$117,938
P90 (Top)$142,814

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Jacksonville ($110,040 effective) pays 20.38% more than Panama City ($91,407 effective).

Jacksonville
Nominal: $109,472
CoL Index: 99.484
Adjusted: $110,040
Panama City
Nominal: $92,138
CoL Index: 100.8
Adjusted: $91,407

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Jacksonville if…

  • Higher median salary ($109,472/year)
  • Better top-earner potential ($182,944)
  • Larger job market (190 employed)
  • Better purchasing power (CoL-adjusted: $110,040)
  • You prefer the Florida area and lifestyle

Choose Panama City if…

  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, clinical and counseling psychologist salaries in Jacksonville grew 4.4% from 2021 to 2025, compared to -4.8% growth in Panama City over the same period.

Jacksonville, FL

+4.4%

$99,830 (2021) → $104,180 (2025)

Panama City, FL

+-4.8%

$92,140 (2024) → $87,684 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays clinical and counseling psychologists more: Jacksonville or Panama City?

Jacksonville has a higher median clinical and counseling psychologist salary at $109,472/year, compared to Panama City at $92,138/year — a difference of $17,334 (18.81%).

What is the hourly rate difference between Jacksonville and Panama City?

Jacksonville clinical and counseling psychologists earn $52.63/hr while Panama City hygienists earn $44.30/hr (2026 est.).

Should I relocate from Jacksonville to Panama City as a clinical and counseling psychologist?

Consider more than just salary when comparing Jacksonville and Panama City. Factor in cost of living (CoL-adjusted: Jacksonville = $110,040, Panama City = $91,407), job availability (190 vs 8 employed), commute, and career growth potential.

What do entry-level clinical and counseling psychologists earn in Jacksonville vs Panama City?

Entry-level (10th percentile) clinical and counseling psychologists earn $59,265 in Jacksonville and $53,441 in Panama City. The Jacksonville area offers higher starting salaries.

Related Comparisons

MG

Written by Maria Gonzalez, PhD, LPC

Career Analyst

Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.

Clinically reviewed by James Wu, PsyD, LCSWData verified by Fatima Khan, PhD, LCPC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 5.08% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov