Clinical and Counseling Psychologist Salary in Tracy, CA: $119,052 (2026)
Quick Answer:A full-time clinical and counseling psychologist in Tracy, CA earns a median $119,052/year (≈ $57.24/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 19-3033). Once you factor in Tracy's price level (13% above national, BEA RPP 113.1), that paycheck buys what $105,263 would nationally. Nominal pay sits 2.8% below the California state average.
Based on BLS state-level estimates · View source
In Tracy, California, clinical and counseling psychologists earn a median annual salary of $119,052, significantly higher than the projected national median of $105,689. The salary range for these professionals in the area spans from $69,050 at the 10th percentile to $184,531 at the 90th percentile, underscoring the variability in compensation based on experience, specialization, and employer. These figures are derived from estimates based on 2025 BLS data, adjusted for local cost-of-living factors, which reflect a higher index of 113.1 in Tracy, indicating that while pay is competitive, purchasing power can be affected by the local economic conditions.
About the Tracy Market
Salary estimated from California average ($114,520) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $69,050 | $33.19 |
| Lower Range (P25) | $86,993 | $41.82 |
| Median (P50)(typical) | $119,052 | $57.24 |
| Upper Range (P75) | $152,387 | $73.26 |
| Top Earners (P90) | $184,531 | $88.72 |
Median Salary Position
12.64% above the national average
2026 Salary Percentile Distribution in Tracy
In Tracy, CA, the clinical and counseling psychologist salary spread from the 10th to 90th percentile is $115,481 (2026 est.). At $119,052, the local median is 12.64% above the national median of $105,689.
Salary Calculator
At 40 hours/week in Tracy: You'd be in the lower-middle range
How Tracy Clinical and Counseling Psychologist Pay Compares
Tracy median: $119,052/year (2026)
| Compared To | Median Salary | Tracy Pays |
|---|---|---|
| California Average | $122,482 | -2.80% less |
| National Average | $105,689 | +12.64% more |
Clinical and Counseling Psychologists in Tracy, CA earn a median of $119,052 per year (2026 est.), which is 12.64% higher than the national median of $105,689 and 2.80% below the California state average of $122,482.
Cost-of-Living Adjusted Salary
Tracy has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Tracy, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $119,052 is competitive, the higher cost of living reduces purchasing power to an effective $105,263 — a 11.58% reduction.
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2021 BLS Actual
$92,942
2025 BLS Actual
$113,297
2026 Current Est.
$119,052
2021–2027 Growth
+34.6%
Salary Trajectory for Clinical and Counseling Psychologists in Tracy (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 5.08% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $92,942 | Actual |
| 2022 | $101,526 | Actual |
| 2023 | $108,251 | Actual |
| 2024 | $125,832 | Actual |
| 2025 | $113,297 | Actual |
| 2026(current) | $119,052 | Estimated |
| 2027 | $125,100 | Projected |
Based on 5 years of BLS OEWS data for the Tracy metropolitan area, the median clinical and counseling psychologist salary grew 21.9% from $92,942 (2021) to $113,297 (2025). At a 5.08% compound annual growth rate, salaries are projected to reach $125,100 by 2027 — a total increase of $32,158 (34.60%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Tracy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 5.08% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $69,050 – $86,993 |
| 3-5 years (Mid Career) | $86,993 – $119,052 |
| 5+ years (Experienced) | $119,052 – $152,387 |
| 10+ years (Top Earner) | $152,387 – $184,531 |
CCP salary ranges estimated from BLS percentile data. Individual clinical and counseling psychologist compensation varies by employer, certifications, and specialization.
Clinical and Counseling Psychologist Job Market in Tracy
With only 14 employed clinical and counseling psychologists in Tracy, competition for positions is relatively limited, but the demand for mental health services is growing, driving potential compensation upwards. The cost-of-living reality in the area means that owning a home or renting can take a substantial portion of earnings, affecting take-home pay. Notably, larger healthcare organizations tend to offer higher salaries compared to smaller private practices or community health centers due to their resources and benefits structure. Additional factors contributing to salary differences include specialized skills, shift differentials, and negotiation tactics during the hiring process. For those seeking to maximize their earning potential in Tracy, pursuing advanced certifications and gaining experience in high-demand areas like trauma or substance abuse can be beneficial, along with considering roles within larger health systems that are positioned to pay more competitively.
More salary data for Tracy, CA:
Frequently Asked Questions
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Written by Maria Gonzalez, PhD, LPC
Career Analyst
Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $113,297 for clinical and counseling psychologistsin the Tracy metropolitan area. A 5.08% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Tracy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 5.08%, derived from historical BLS wage trends for clinical and counseling psychologists (SOC 19-3033).
Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov