Clinical and Counseling Psychologist Salary in Elkhart, IN: $86,775 (2026)
Quick Answer:A full-time clinical and counseling psychologist in Elkhart, IN earns a median $86,775/year (≈ $41.72/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 19-3033). Once you factor in Elkhart's price level (10% below national, BEA RPP 90.3), that paycheck buys what $96,070 would nationally. Nominal pay sits 2.4% below the Indiana state average.
Official BLS data · View source
In Elkhart, Indiana, the 2026 estimates indicate a median salary of $86,775 for clinical and counseling psychologists. This figure reflects a notable difference when compared to the national median of $105,689, representing a discrepancy of approximately 17.90%. Additionally, salaries for this profession in the area have a range from $51,752 at the 10th percentile to $118,352 at the 90th percentile, as derived from the BLS's official OEWS surveys. The local cost of living index stands at 90.325, suggesting that while earnings may be lower than the national average, the purchasing power in Elkhart could offer a relatively comfortable lifestyle for those within this field. The presence of 50 practicing psychologists in the area indicates a consistent demand for mental health services, reinforcing the potential stability of this profession within the local economy.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $51,752 | $24.88 |
| Lower Range (P25) | $70,172 | $33.74 |
| Median (P50)(typical) | $86,775 | $41.72 |
| Upper Range (P75) | $93,111 | $44.76 |
| Top Earners (P90) | $118,352 | $56.90 |
Median Salary Position
17.9% below the national average
2026 Salary Percentile Distribution in Elkhart
In Elkhart, IN, the clinical and counseling psychologist salary spread from the 10th to 90th percentile is $66,600 (2026 est.). At $86,775, the local median is 17.9% below the national median of $105,689.
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At 40 hours/week in Elkhart: You'd be above the median
How Elkhart Clinical and Counseling Psychologist Pay Compares
Elkhart median: $86,775/year (2026)
| Compared To | Median Salary | Elkhart Pays |
|---|---|---|
| Indiana Average | $88,909 | -2.40% less |
| National Average | $105,689 | -17.90% less |
Clinical and Counseling Psychologists in Elkhart, IN earn a median of $86,775 per year (2026 est.), which is 17.90% lower than the national median of $105,689 and 2.40% below the Indiana state average of $88,909.
Cost-of-Living Adjusted Salary
Elkhart has a cost of living 9.67% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Elkhart, IN has a cost-of-living index of 90.325 (below the national average of 100). A clinical and counseling psychologist earning $86,775 nominally has purchasing power equivalent to $96,070 in an average-cost city — an effective 10.71% boost.
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2021 BLS Actual
$67,744
2025 BLS Actual
$82,580
2026 Current Est.
$86,775
2021–2027 Growth
+34.6%
Salary Trajectory for Clinical and Counseling Psychologists in Elkhart (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 5.08% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $67,744 | Actual |
| 2022 | $72,180 | Actual |
| 2023 | $78,050 | Actual |
| 2024 | $75,120 | Actual |
| 2025 | $82,580 | Actual |
| 2026(current) | $86,775 | Estimated |
| 2027 | $91,183 | Projected |
Based on 5 years of BLS OEWS data for the Elkhart metropolitan area, the median clinical and counseling psychologist salary grew 21.9% from $67,744 (2021) to $82,580 (2025). At a 5.08% compound annual growth rate, salaries are projected to reach $91,183 by 2027 — a total increase of $23,439 (34.60%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Elkhart metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 5.08% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $51,752 – $70,172 |
| 3-5 years (Mid Career) | $70,172 – $86,775 |
| 5+ years (Experienced) | $86,775 – $93,111 |
| 10+ years (Top Earner) | $93,111 – $118,352 |
CCP salary ranges estimated from BLS percentile data. Individual clinical and counseling psychologist compensation varies by employer, certifications, and specialization.
Clinical and Counseling Psychologist Job Market in Elkhart
The job market for clinical and counseling psychologists in Elkhart presents a unique blend of opportunity and challenge. The local cost of living, which is below the national average, can enhance the take-home pay experience for professionals in this field. Within Elkhart, large healthcare organizations and community health centers tend to offer higher compensation packages than private practices or specialty clinics. Factors contributing to the wide salary variance include shift differentials, the necessity for specialized credentials, and the size of the employer, along with the associated benefits structure. Those seeking to maximize their pay should consider diversifying their skill sets through certifications or additional training, as well as networking within the community to uncover positions that may not be widely advertised. Understanding the local dynamics of clinical and counseling psychologist pay in Elkhart, IN, is thus essential for professionals aiming to enhance their compensation in this market.
More salary data for Elkhart, IN:
Frequently Asked Questions
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Written by Maria Gonzalez, PhD, LPC
Career Analyst
Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $82,580 for clinical and counseling psychologistsin the Elkhart metropolitan area. A 5.08% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 4-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 5.08%, derived from historical BLS wage trends for clinical and counseling psychologists (SOC 19-3033).
Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov