Clinical and Counseling Psychologist Salary in Owensboro, KY: $95,152 (2026)
Quick Answer:A full-time clinical and counseling psychologist in Owensboro, KY earns a median $95,152/year (≈ $45.74/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 19-3033). Once you factor in Owensboro's price level (11% below national, BEA RPP 89.3), that paycheck buys what $106,553 would nationally. Nominal pay sits 0.8% above the Kentucky state average.
Based on BLS state-level estimates · View source
With a median annual salary of $95,152 in 2026, clinical and counseling psychologists in Owensboro, KY, experience a slightly lower pay scale compared to the national average of $105,689. The salary range is quite diverse, stretching from $55,188 at the lower end (P10) to as high as $147,486 for those at the 90th percentile (P90). These figures, derived from 2025 BLS data projected into 2026, reflect the local economic conditions and regional cost-of-living adjustments that influence purchasing power. While these salaries may not compete nationally, they do indicate a stable demand for mental health professionals in Owensboro, where employment opportunities are present despite a smaller population.
About the Owensboro Market
Salary estimated from Kentucky average ($88,890) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $55,188 | $26.53 |
| Lower Range (P25) | $68,509 | $32.93 |
| Median (P50)(typical) | $95,152 | $45.74 |
| Upper Range (P75) | $121,795 | $58.55 |
| Top Earners (P90) | $147,486 | $70.91 |
Median Salary Position
9.97% below the national average
2026 Salary Percentile Distribution in Owensboro
In Owensboro, KY, the clinical and counseling psychologist salary spread from the 10th to 90th percentile is $92,298 (2026 est.). At $95,152, the local median is 9.97% below the national median of $105,689.
Salary Calculator
At 40 hours/week in Owensboro: You'd be in the lower-middle range
How Owensboro Clinical and Counseling Psychologist Pay Compares
Owensboro median: $95,152/year (2026)
| Compared To | Median Salary | Owensboro Pays |
|---|---|---|
| Kentucky Average | $94,397 | +0.80% more |
| National Average | $105,689 | -9.97% less |
Clinical and Counseling Psychologists in Owensboro, KY earn a median of $95,152 per year (2026 est.), which is 9.97% lower than the national median of $105,689 and 0.80% above the Kentucky state average of $94,397.
Cost-of-Living Adjusted Salary
Owensboro has a cost of living 10.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Owensboro, KY has a cost-of-living index of 89.3 (below the national average of 100). A clinical and counseling psychologist earning $95,152 nominally has purchasing power equivalent to $106,553 in an average-cost city — an effective 11.98% boost.
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2021 BLS Actual
$74,284
2025 BLS Actual
$90,552
2026 Current Est.
$95,152
2021–2027 Growth
+34.6%
Salary Trajectory for Clinical and Counseling Psychologists in Owensboro (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 5.08% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $74,284 | Actual |
| 2022 | $81,144 | Actual |
| 2023 | $86,519 | Actual |
| 2024 | $80,028 | Actual |
| 2025 | $90,552 | Actual |
| 2026(current) | $95,152 | Estimated |
| 2027 | $99,986 | Projected |
Based on 5 years of BLS OEWS data for the Owensboro metropolitan area, the median clinical and counseling psychologist salary grew 21.9% from $74,284 (2021) to $90,552 (2025). At a 5.08% compound annual growth rate, salaries are projected to reach $99,986 by 2027 — a total increase of $25,702 (34.60%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Owensboro metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 5.08% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $55,188 – $68,509 |
| 3-5 years (Mid Career) | $68,509 – $95,152 |
| 5+ years (Experienced) | $95,152 – $121,795 |
| 10+ years (Top Earner) | $121,795 – $147,486 |
CCP salary ranges estimated from BLS percentile data. Individual clinical and counseling psychologist compensation varies by employer, certifications, and specialization.
Clinical and Counseling Psychologist Job Market in Owensboro
The job market in Owensboro features 14 currently employed psychologists, a modest number that underscores the localized demand for clinical and counseling services. The cost-of-living index stands at 89.3, which means that salaries, while lower than the national median, stretch further in terms of purchasing power in this community. Typically, private practices and larger healthcare institutions tend to offer higher compensation packages compared to community health centers or specialty clinics. Factors such as shift differentials, specialty credentials, and the structure of employment benefits contribute significantly to salary variations. For those seeking to boost their earnings in Owensboro, diversifying skills and pursuing specialized training could enhance employment prospects and compensation levels, making clients more inclined to seek their expertise in this competitive environment.
More salary data for Owensboro, KY:
Frequently Asked Questions
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Written by Maria Gonzalez, PhD, LPC
Career Analyst
Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $90,552 for clinical and counseling psychologistsin the Owensboro metropolitan area. A 5.08% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Owensboro is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 5.08%, derived from historical BLS wage trends for clinical and counseling psychologists (SOC 19-3033).
Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov