Psychologist Pay

San Diego vs Santa Cruz: Clinical and Counseling Psychologist Salary (2026)

Compare clinical and counseling psychologist salaries between San Diego, CA and Santa Cruz, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Diego, CA
$75,752
$36.42/hr
Santa Cruz, CA
$118,593
$57.02/hr

Side-by-Side Comparison

MetricSan Diego, CASanta Cruz, CA
Median Salary$75,752$118,593
Hourly Rate$36.42$57.02
Entry Level (P10)$52,529$66,326
25th Percentile$66,726$78,589
75th Percentile$172,415$156,496
Top Earner (P90)$197,267$187,683
Total Employed1,65060
Side-by-side bar chart comparing San Diego ($75,752) and Santa Cruz ($118,593) clinical and counseling psychologist salaries.San DiegoSanta CruzMedian Salary$75,752$118,593Entry Level (P10)$52,529$66,326Top Earner (P90)$197,267$187,683US Median $105,689

Verdict

San Diego and Santa Cruz are closely matched on overall clinical and counseling psychologist compensation, each winning on different metrics.

The salary gap between San Diego and Santa Cruz is $42,841 (56.55%). Santa Cruz's median is +12.21% compared to the US national median of $105,689.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Diego spans $144,738,Santa Cruz spans $121,357. San Diego has a wider pay range, meaning more potential for high earners but also more variation.

San Diego
P10 (Entry)$52,529
P25$66,726
Median$75,752
P75$172,415
P90 (Top)$197,267
Santa Cruz
P10 (Entry)$66,326
P25$78,589
Median$118,593
P75$156,496
P90 (Top)$187,683

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Santa Cruz ($107,914 effective) pays 59.39% more than San Diego ($67,704 effective).

San Diego
Nominal: $75,752
CoL Index: 111.887
Adjusted: $67,704
Santa Cruz
Nominal: $118,593
CoL Index: 109.896
Adjusted: $107,914

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Diego if…

  • Better top-earner potential ($197,267)
  • Larger job market (1,650 employed)
  • You prefer the California area and lifestyle

Choose Santa Cruz if…

  • Higher median salary ($118,593/year)
  • Better purchasing power (CoL-adjusted: $107,914)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, clinical and counseling psychologist salaries in San Diego grew -45.5% from 2021 to 2025, compared to 15.4% growth in Santa Cruz over the same period.

San Diego, CA

+-45.5%

$132,320 (2021) → $72,090 (2025)

Santa Cruz, CA

+15.4%

$97,790 (2021) → $112,860 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays clinical and counseling psychologists more: San Diego or Santa Cruz?

Santa Cruz has a higher median clinical and counseling psychologist salary at $118,593/year, compared to San Diego at $75,752/year — a difference of $42,841 (56.55%).

What is the hourly rate difference between San Diego and Santa Cruz?

San Diego clinical and counseling psychologists earn $36.42/hr while Santa Cruz hygienists earn $57.02/hr (2026 est.).

Should I relocate from San Diego to Santa Cruz as a clinical and counseling psychologist?

Consider more than just salary when comparing San Diego and Santa Cruz. Factor in cost of living (CoL-adjusted: San Diego = $67,704, Santa Cruz = $107,914), job availability (1,650 vs 60 employed), commute, and career growth potential.

What do entry-level clinical and counseling psychologists earn in San Diego vs Santa Cruz?

Entry-level (10th percentile) clinical and counseling psychologists earn $52,529 in San Diego and $66,326 in Santa Cruz. The Santa Cruz area offers higher starting salaries.

Related Comparisons

MG

Written by Maria Gonzalez, PhD, LPC

Career Analyst

Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.

Clinically reviewed by James Wu, PsyD, LCSWData verified by Fatima Khan, PhD, LCPC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 5.08% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov