Psychologist Pay

Clinical and Counseling Psychologist Salary in Santa Cruz, CA: $118,593 (2026)

Quick Answer:A full-time clinical and counseling psychologist in Santa Cruz, CA earns a median $118,593/year (≈ $57.02/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 19-3033). Once you factor in Santa Cruz's price level (10% above national, BEA RPP 109.9), that paycheck buys what $107,914 would nationally. Nominal pay sits 3.2% below the California state average.

$118,593
Median Annual Salary
$57.02/hr
Median Hourly Rate
$66,326
Entry Level (P10)
$187,683
Top Earners (P90)

Official BLS data · View source

Clinical and Counseling Psychologist Salary in Santa Cruz, CA — 2026 est., based on 2025 BLS
Santa Cruz, CA clinical and counseling psychologist salary overview (2026 est., based on 2025 BLS)

In Santa Cruz, California, the projected median annual salary for clinical and counseling psychologists in 2026 is $118,593, which reflects an increase from previous years and represents a competitive edge over the national median of $105,689. The salary range for this profession in Santa Cruz is quite broad, starting at $66,326 at the 10th percentile and reaching up to $187,683 at the 90th percentile. This data is derived from the latest available official Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) surveys, which indicates a healthy market for mental health professionals. While the salary is slightly higher than the California average, it suggests a need for specialized skills and credentials in this dynamic coastal city.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$66,326$31.89
Lower Range (P25)$78,589$37.79
Median (P50)(typical)$118,593$57.02
Upper Range (P75)$156,496$75.24
Top Earners (P90)$187,683$90.23

Median Salary Position

$66,326$187,683
City Median: $118,593
National: $105,689
P10–P90 Range

12.21% above the national average

2026 Salary Percentile Distribution in Santa Cruz

Vertical bar chart of 10th through 90th percentile salaries for clinical and counseling psychologists in Santa Cruz. The median salary is $118,593, compared to the national median of $105,689.$59.7K$94.0K$128.4K$162.7K$197.1K$66.3K10th Pctl$78.6K25th Pctl$118.6KMedian$156.5K75th Pctl$187.7K90th PctlUS Median$105.7K

In Santa Cruz, CA, the clinical and counseling psychologist salary spread from the 10th to 90th percentile is $121,357 (2026 est.). At $118,593, the local median is 12.21% above the national median of $105,689.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of clinical and counseling psychologist pay in the Santa Cruz metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$2,281
per week
$9,883
per month
$118,594
per year

At 40 hours/week in Santa Cruz: You'd be in the lower-middle range

How Santa Cruz Clinical and Counseling Psychologist Pay Compares

Santa Cruz median: $118,593/year (2026)

Compared ToMedian SalarySanta Cruz Pays
California Average$122,514-3.20% less
National Average$105,689+12.21% more
Horizontal bar chart comparing clinical and counseling psychologist median salary in Santa Cruz ($118,593) with California average ($122,514) and the US national median ($105,689).Santa Cruz$118,593California Avg$122,514-3.20%US National$105,689+12.21%

Clinical and Counseling Psychologists in Santa Cruz, CA earn a median of $118,593 per year (2026 est.), which is 12.21% higher than the national median of $105,689 and 3.20% below the California state average of $122,514.

Cost-of-Living Adjusted Salary

$118,593
Nominal Salary
109.896
CoL Index
$107,914
Adjusted Salary

Santa Cruz has a cost of living 9.90% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $118,593. After adjusting for a cost-of-living index of 109.896, the purchasing-power equivalent is $107,914, a loss of $10,679.$89.8K$101.5K$113.1K$124.7K$136.4K$118,593NominalSalary$107,914CoL Adjusted(CoL: 109.896) -9.00%US Median $105.7K

Santa Cruz, CA has a cost-of-living index of 109.896 (above the national average of 100). While the nominal salary of $118,593 is competitive, the higher cost of living reduces purchasing power to an effective $107,914 — a 9% reduction.

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2021 BLS Actual

$97,790

2025 BLS Actual

$112,860

2026 Current Est.

$118,593

2021–2027 Growth

+27.4%

Salary Trajectory for Clinical and Counseling Psychologists in Santa Cruz (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 5.08% projection.

BLS Actual Estimated Projected
Salary trajectory chart for clinical and counseling psychologists in Santa Cruz. Baseline $97,790 in 2025, projected to $124,618 by 2027.$70.7K$86.4K$102.1K$117.9K$133.6K20212022202320242025202620272025 BLS$97.8K$101.5K$108.3K$79.7K$112.9K$118.6K$124.6K
YearAnnual SalaryStatus
2021$97,790Actual
2022$101,450Actual
2023$108,340Actual
2024$79,670Actual
2025$112,860Actual
2026(current)$118,593Estimated
2027$124,618Projected

Based on 5 years of BLS OEWS data for the Santa Cruz metropolitan area, the median clinical and counseling psychologist salary grew 15.4% from $97,790 (2021) to $112,860 (2025). At a 5.08% compound annual growth rate, salaries are projected to reach $124,618 by 2027 — a total increase of $26,828 (27.43%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the Santa Cruz metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 5.08% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$66,326$78,589
3-5 years (Mid Career)$78,589$118,593
5+ years (Experienced)$118,593$156,496
10+ years (Top Earner)$156,496$187,683

CCP salary ranges estimated from BLS percentile data. Individual clinical and counseling psychologist compensation varies by employer, certifications, and specialization.

Clinical and Counseling Psychologist Job Market in Santa Cruz

The job market in Santa Cruz features approximately 60 clinical and counseling psychologists, indicating a relatively tight pool of professionals relative to demand. The local cost of living index stands at 109.896, suggesting that while salaries are competitive, the higher living expenses impact purchasing power. Among local employers, private practices and large healthcare organizations tend to offer the most lucrative pay, followed by community health centers and specialty clinics. Salary variations can be attributed to several factors, including shift differentials, specialty credentials, employer size, and benefits structures. Professionals seeking to maximize their clinical and counseling psychologist pay in Santa Cruz CA may consider pursuing advanced certifications and specializing in high-demand areas, as well as exploring positions in larger healthcare settings that offer more comprehensive compensation packages.

Frequently Asked Questions

How much do clinical and counseling psychologists make in Santa Cruz, CA in 2026?

The estimated 2026 median clinical and counseling psychologist salary in Santa Cruz is $118,593/year ($57.02/hour), based on estimated 2026 salary (projected from 2025 BLS data at 5.08% annual growth). Salaries range from $66,326 at entry level (10th percentile) to $187,683 for experienced top earners (90th percentile). This puts Santa Cruz at 12.2% above the national median. Full-time clinical and counseling psychologists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Santa Cruz, CA a good place to work as a clinical and counseling psychologist?

Santa Cruz clinical and counseling psychologist salaries are 12.2% above the national average and 3.2% below the California state average. The metro area employs approximately 60 clinical and counseling psychologists. With a cost-of-living index of 109.896, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can clinical and counseling psychologists make $100K in Santa Cruz?

Yes — the median clinical and counseling psychologist salary in Santa Cruz is already $118,593, meaning more than half of clinical and counseling psychologists here earn six figures. Top earners (90th percentile) make $187,683/year. Factors that push pay above $100K include years of experience, specialty certifications, and working at high-production practices or large organizations.

What is the cost-of-living adjusted clinical and counseling psychologist salary in Santa Cruz?

After adjusting for Santa Cruz's cost-of-living index of 109.896 (where 100 equals the national average), the $118,593 nominal salary has purchasing power equivalent to $107,914 in an average-cost city. This means living costs in Santa Cruz reduce the effective value of your salary by 9.0% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a clinical and counseling psychologist make per hour in Santa Cruz?

Clinical and Counseling Psychologists in Santa Cruz earn a median hourly rate of $57.02, which translates to approximately $118,593/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $31.89 for entry-level positions to $90.23 for the most experienced practitioners. Part-time and per diem clinical and counseling psychologists sometimes command premium hourly rates because practices need flexible scheduling coverage.

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Written by Maria Gonzalez, PhD, LPC

Career Analyst

Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.

Clinically reviewed by James Wu, PsyD, LCSWData verified by Fatima Khan, PhD, LCPC

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $112,860 for clinical and counseling psychologistsin the Santa Cruz metropolitan area. A 5.08% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 5.08%, derived from historical BLS wage trends for clinical and counseling psychologists (SOC 19-3033).

Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov

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